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bae wrote:

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You're probably right.  Look at Native.  He's attempting to turn his girlfriend into a welfare Queen

Native, if I had a boyfriend who suggested that I attempt to beg for a handout, in a most scammish way, no less, I'd be very tempted to either kick him in the balls, or slap his smug, scamming face, and then send him packing.  Sally is apparently a door mat.  You need someone to whip your ass in shape.

To receive money for "Other than Housing Needs" that are the result of a disaster, all the following must be true:

• You have losses in an area that has been declared a disaster area by the President.

• You have filed for insurance benefits and the damage to your property is not covered by your insurance or your insurance settlement is insufficient to meet your losses.

• You or someone who lives with you is a citizen of the United States, a non-citizen national, or a qualified alien.

• You have necessary expenses or serious needs because of the disaster.

• You have accepted assistance from all other sources for which you are eligible, such as insurance proceeds or Small Business Administration disaster loans.

Published: Friday, December 07, 2012

NEW YORK - Nearly half a million families battered by Hurricane Sandy are approved for more than $1 billion in disaster assistance grants from the Federal Emergency Management Agency so far, according to FEMA's most recent tally this week.

Getting money in the hands of hurricane survivors is "the name of the game," FEMA's Dan Watson said. The agency says it provides direct deposit in many cases.

bae wrote:

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Unless Sally is a home owner, she's not getting %##!.

Sally isn't a homeowner, however I suspect that she qualifies for FEMA relief anyway.

It's AH's like you who make the FEMA process a bureaucratic nightmare for people who REALLY need the money.

I concur.  There oughta be law against folks like Sally applying for FEMA relief.  If Sally needs money all she has to do is tell me how much and I'll give it to her.

People like you are bogging down the system and making it take longer to get the money some people need.  You should be ashamed.

I almost (but not quite) feel guilty that I have no shame.

If you're sitting at your computer typing on the internet, I seriously doubt you need any money.

Truth be told, I don't require any help from our beloved government, least of all any of their FEMA money.  That's why I urged Sally to apply, because she might as well have "Qualified for FEMA relief" stamped on her forehead.

Without a mortgage, were you even paying for flood insurance?

Nope.  It don't make a lick of sense for me to pay for flood insurance when I don't have a mortgage and there is a government program like FEMA that I can use to my advantage.

If not, perhaps I should adopt your mentality.  I'm not interested in paying for moochers who won't pay their fair share.  We're paying thousands of dollars while you pay none and then stick your grubby hand out for a hand out? 

Someone has got to carry the load, bae.  Better you than me, I reckon.

There are ways of getting you off her back aside from caving in to your wacked out demands.

Tell me how much money that you require to buy your silence.  I'll cough it up so that Sally doesn't ever learn what you already know.

bae wrote:

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I "suspect" that she doesn't.  There was a FEMA meeting in my town and they were clear that FEMA didn't cover renters.  There's a ton of renters in my area who have lost everything, but qualify for nothing.  Glenn renovated a house for a really good customer of his.  The guy rents out several of his houses, one of which was flooded badly, and the renters in this particular house have renters insurance.  Renters insurance doesn't cover the flood or all of the things they lost in it.  They said that was flood insurance's job.  Furthermore, the homeowner/landlord let his flood insurance lapse when he finished paying off the mortgage because you can't get flood insurance in flood zones without a mortgage, he said.  Apparently flood insurance is mainly for the benefit of banks so they don't lose their investments   Flood insurance doesn't cover much anyway, I'm hearing.  Even if he had flood insurance, it still wouldn't have covered renters.  So, Sally (and you) are SOL. 

Glenn's done other storm homes and all of the people he's renovated for were paying out of pocket.  The people who can't afford to are still living in the bare bones homes, if they were even able to gut them themselves.

If you have proof otherwise, I'd love to see it, because I live in an area where people, mostly renters, have lost everything, with no help from FEMA and FEMA making it clear there was no help for them.

“Sandy did not discriminate between homeowners and renters,” said Federal Coordinating Officer Albert Lewis. “We're here to help everyone who is eligible for assistance, and that definitely includes renters.”

bae wrote:

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It said *may* and I don't know if you realize it or not, but we're in NY, not CT.  Do you have something pertaining to NY? 

http://articles.nydailynews.com/2012-12-01/news/35535726_1_fema-disorganized-response-homeowners-and-renters/2

FEMA provides grants of up to $31,900 for both homeowners and renters for either repairs or lost contents but only for damage not covered by insurance.

It don't make a lick of sense to pay for flood insurance when we can get free money from FEMA.

Okay, let's call Sally a "non-homeowner" then.  FEMA was quite clear here, in NY, federal program or not.  Unless you're a homeowner, you're SOL.  And even if you're a homeowner, you're not getting much.

I suppose it's just our rotten luck to live in New York instead of in Connecticut.

I wouldn't endure your incessant whining.  Your ass would be kicked to the curb faster than you could blink an eye and this would be after I verbally lit you up   Incessant whining and nagging are things I DO NOT tolerate.

You take after my mom, bae.  More often than not she would exclaim, "Wah, wah, wah!  I've had enough of your sniveling.  Keep it up and I'll give you another beating.".  That would invaribly quiet me down for awhile, but not for as long as her beatings did.

bae wrote:

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You're not going to get "free money" from FEMA.  If they're not giving the poor people in my area "free money" than why would they be giving it to people in the "tony Hamptons"?  I hate to burst your entitlement bubble

You're probably right, bae.  However if you're wrong, please don't blame me if Sally gets lots of free money from our government.  It was my bright idea to have her apply for the grant but it isn't my decision if she is qualified to receive it.

Hmmmm, apparently we need to schedule you with a beating from your mother.  It's been too long apparently and the beatings proved worthless if you've carried this trait into adult hood   My mother used to threaten me with beatings and when she'd apply them, I'd laugh and after each strike tell her that it didn't hurt   My father on the other hand had the power of a look.  One look and you stfu fast.  Whining and nagging never really appealed to me.  It's a weakness and a pathetic way of attempting to control people.  Almost akin to groveling.  It certainly wasn't worth getting a beating over.  Not that a beating ever scared me.  Sneaking into the city, saying I was sleeping over someone's house and then staying out partying all night with my friends, now those were some things worth taking a beating for.  Of course my parent's were always the only ones waiting on the door step of friend's houses that I was supposed to be sleeping over, at 6 am, waiting for us to come crawling in at the crack of dawn   That was more punishment than the beating I'd get when I got home